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undergraduate thesis
Analiza ponude gotovinskih kredita u hrvatskim bankama
Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek, 2019. urn:nbn:hr:145:773373
Kabić, Marin
Josip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
Chair of Finance and Accounting

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Cite this document

Kabić, M. (2019). Analiza ponude gotovinskih kredita u hrvatskim bankama (Undergraduate thesis). Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek. Retrieved from https://urn.nsk.hr/urn:nbn:hr:145:773373

Kabić, Marin. "Analiza ponude gotovinskih kredita u hrvatskim bankama." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2019. https://urn.nsk.hr/urn:nbn:hr:145:773373

Kabić, Marin. "Analiza ponude gotovinskih kredita u hrvatskim bankama." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2019. https://urn.nsk.hr/urn:nbn:hr:145:773373

Kabić, M. (2019). 'Analiza ponude gotovinskih kredita u hrvatskim bankama', Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, accessed 11 July 2024, https://urn.nsk.hr/urn:nbn:hr:145:773373

Kabić M. Analiza ponude gotovinskih kredita u hrvatskim bankama [Undergraduate thesis]. Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek; 2019 [cited 2024 July 11] Available at: https://urn.nsk.hr/urn:nbn:hr:145:773373

M. Kabić, "Analiza ponude gotovinskih kredita u hrvatskim bankama", Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, Osijek, 2019. Available at: https://urn.nsk.hr/urn:nbn:hr:145:773373

Metadata
TitleAnaliza ponude gotovinskih kredita u hrvatskim bankama
Title (english)Analysis of cash loan offerings in Croatian banks
AuthorMarin Kabić
MentorBranko Matić (mentor)
Committee memberBranko Matić (predsjednik povjerenstva)
GranterJosip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
(Chair of Finance and Accounting)
Osijek
Defense date and country2019-09-06, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
U ovom završnom radu analizirati će se ponude gotovinskih kredita u navedenim bankama: Erste & Steiermaerkische bank d.d., Privredna Banka Zagreb d.d., Zagrebačka Banka d.d.. Cilj ovog rada je analizirati i utvrditi postoje li razlike u ponudama gotovinskih kredita u promatranim bankama . Budući da izdavanje kredita predstavlja jedno od glavnih poslova banaka, rad će započeti sa opisom bankarskih poslova te određivanja kojoj skupini bankarskih poslova pripada kreditiranje. Kako bi se prvo došlo do analize, potrebno je upoznati se sa mnogim pojmovima koji su bitni kako bi se bolje razumjeli gotovinski krediti . Pojmovi poput kredita, kreditiranja, kreditne sposobnosti, kamate, kamatne stope će biti definirani. Nadalje, navesti će se funkcije kredite i moguće vrste kredita. Nakon definiranja svih potrebnih pojmova vezanih uz kreditiranje, analizirati će se ponude gotovinskih kredita u navedenim bankama kroz različite parametre. Ponuda će se analizirati komparativnom analizom mogućih iznosa kredita, naknada za odobravanje kredita, visine efektivnih i nominalnih kamatnih stopa, rokova otplate kredita te instrumenata osiguranja. Provedena analiza je pokazala kako postoje razlike u ponudama gotovinskih kredita u različitim bankama. Uvjeti kreditiranja se razlikuju u gotovo svim parametrima promatranih banaka. Jedina utvrđena jednakost u ponudama je između Erste & Steiermaerkische bank. d.d. i Zagrebačke Banke d.d. koje ne zahtijevaju nikakvu naknadu prilikom odobravanja kredita.
Abstract (english)
In this final paper, the offer of cash loans will be analyzed in the following banks: Erste & Steiermerkische Bank d.d., Privredna Banka Zagreb d.d., Zagrebačka Banka d.d. The purpose of this paper is to analyze and determine whether there are differences in the offer ofcash loans in the observed banks. Since the issue of loans is one of the main jobs of banks, this paper will begin with a description of banking affairs and determining into which group does lending belong to. To get an analysis first, you need to get familiar with many of the terms that are important to better understand cash loans. Concepts like credit, lending, creditworthiness, interest, interest rates will be defined. In addition, credit functions and possible types of credits will be specified. After defining all the necessary credit terms, the cash loan offers will be analyzed in the mentioned banks through various parameters. The offer will be analyzed by a comparative analysis of possible loan amounts, loan approval fees, effective and nominal interest rates, loan repayments and insurance instruments. The analysis has shown that there are differences in the offer of cash loans in different banks. The terms of the loan differ in almost all parameters of the observed banks. The only established equality in loans is between Erste & Steiermaerkische bank d.d. and Zagrebačka Banka d.d. which do not require any compensation when approving the loan.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:145:773373
Study programmeTitle: Financial Management
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
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Created on2020-01-02 08:51:21