prikaz prve stranice dokumenta Komparativna analiza poslovanja obveznih mirovinskih fondova--AZ, Erste Plavi, PBZ Croatia
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master's thesis
Komparativna analiza poslovanja obveznih mirovinskih fondova--AZ, Erste Plavi, PBZ Croatia
Diplomski rad
Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek, 2020. urn:nbn:hr:145:811697
Gunčević, Doris
Josip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
Chair of Finance and Accounting

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Cite this document

Gunčević, D. (2020). Komparativna analiza poslovanja obveznih mirovinskih fondova--AZ, Erste Plavi, PBZ Croatia : Diplomski rad (Master's thesis). Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek. Retrieved from https://urn.nsk.hr/urn:nbn:hr:145:811697

Gunčević, Doris. "Komparativna analiza poslovanja obveznih mirovinskih fondova--AZ, Erste Plavi, PBZ Croatia : Diplomski rad." Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2020. https://urn.nsk.hr/urn:nbn:hr:145:811697

Gunčević, Doris. "Komparativna analiza poslovanja obveznih mirovinskih fondova--AZ, Erste Plavi, PBZ Croatia : Diplomski rad." Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2020. https://urn.nsk.hr/urn:nbn:hr:145:811697

Gunčević, D. (2020). 'Komparativna analiza poslovanja obveznih mirovinskih fondova--AZ, Erste Plavi, PBZ Croatia : Diplomski rad', Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, accessed 23 December 2024, https://urn.nsk.hr/urn:nbn:hr:145:811697

Gunčević D. Komparativna analiza poslovanja obveznih mirovinskih fondova--AZ, Erste Plavi, PBZ Croatia : Diplomski rad [Master's thesis]. Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek; 2020 [cited 2024 December 23] Available at: https://urn.nsk.hr/urn:nbn:hr:145:811697

D. Gunčević, "Komparativna analiza poslovanja obveznih mirovinskih fondova--AZ, Erste Plavi, PBZ Croatia : Diplomski rad", Master's thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, Osijek, 2020. Available at: https://urn.nsk.hr/urn:nbn:hr:145:811697

Metadata
TitleKomparativna analiza poslovanja obveznih mirovinskih fondova--AZ, Erste Plavi, PBZ Croatia : Diplomski rad
Title (english)Comparative analysis of complusory pension fund operations - AZ, Erste Plavi, PBZ Croatia osiguranje : Graduate paper
AuthorDoris Gunčević
MentorBranko Matić (mentor)
Committee memberBranimir Marković (predsjednik povjerenstva)
Committee memberDomagoj Karačić (član povjerenstva)
Committee memberBranko Matić (član povjerenstva)
GranterJosip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
(Chair of Finance and Accounting)
Osijek
Defense date and country2020-09-01, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
U radu je analiziran mirovinski sustav Republike Hrvatske kroz prikaz prava iz mirovinskog osiguranja te najvažnije informacije o stupovima na kojima se temelji mirovinsko osiguranje. Prikazane su karakteristike obveznih i dobrovoljnih mirovinskih fondova te uloga Hrvatske agencije za nadzor financijskih usluga u mirovinskom sustavu Republike Hrvatske. Faza prikupljanja sredstava u okviru drugog stupa mirovinskog osiguranja odvija se putem obveznih mirovinskih fondova, a prikupljanje sredstava u okviru trećeg stupa mirovinskog osiguranja odvija se putem dobrovoljnih mirovinskih fondova. Obvezni mirovinski fondovi se prema razini rizika i očekivanom prinosu dijele u tri kategorije, A, B i C. Za njihovo upravljanje su zadužena društva za upravljanje obveznim mirovinskim fondovima kojih u Republici Hrvatskoj ima četiri. Rad se temelji na komparativnoj analizi poslovanja AZ, Erste Plavi i PBZ Croatia Osiguranje obveznih mirovinskih fondova u razdoblju od 2017. do 2019. godine. Fondovi kategorije B sadrže najveći broj članova stoga su oni odabrani za provedbu analize. Navedeni fondovi promatrani su s aspekta veličine neto imovine, broja članova, strukture ulaganja prema vrstama imovine, valutne i geografske strukture, zatim strukture ulaganja prema gospodarskim sektorima, visini izlazne naknade, kretanju prinosa fonda te financijskom rezultatu ostvarenom tijekom promatranog razdoblja.
Abstract (english)
The paper analyzes the pension system of the Republic of Croatia through an overview of pension insurance rights and the most important information on the pillars on which pension insurance is based. The characteristics of mandatory and voluntary pension funds and the role of the Croatian Financial Services Supervisory Agency in the pension system of the Republic of Croatia are presented. The fundraising phase under the second pillar of pension insurance takes place through the mandatory pension funds, and the fundraising under the third pillar of pension insurance takes place through the voluntary pension funds. Mandatory pension funds are divided into three categories, A, B and C, according to the level of risk and expected return. Mandatory pension fund management companies are in charge of their management, of which there are four in the Republic of Croatia. The paper is based on a comparative analysis of the operations of AZ, Erste Plavi and PBZ Croatia Osiguranje mandatory pension funds in the period from 2017. to 2019. Category B funds contain the largest number of members, so they were selected for conducting the analysis. These funds were observed in terms of net asset size, number of members, investment structure by type of asset, currency and geographical structure, investment structure by economic sectors, exit fee, fund return and financial result achieved during the observed period.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:145:811697
Study programmeTitle: Financial Management
Study programme type: university
Study level: graduate
Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
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Created on2020-12-23 12:02:41