Electronic banking or e-banking today represents one of the pillars of electronic business and the new digital age. It is about the transition of traditional banking products and services from physical to electronic interactive distribution channels. Among the broad population of e-banking residents, they most often appear via the web or mobile software applications that enable citizens and businesses to perform various monetary transactions via the Internet. The banking system in the Republic of Croatia has accepted e-banking, so that every bank in the Republic of Croatia has its own software system that provides electronic services to citizens and / or business systems. However, on the other hand, the question arises as to how much this form of business is recognized, acceptable and why the inhabitants of the Republic of Croatia, especially Osijek-Baranja County. To answer this research question, secondary and tertiary sources of knowledge have been used and found answers to questions related to electronic banking, as well as essential concepts related to this concept. The primary research examined the presence of electronic banking in the Osijek-Baranja County and based on the obtained results, the advantages and disadvantages of electronic banking were determined. The conclusion is a verified research on how the majority of the population of Osijek-Baranja County actively uses e-banking, and a large number of respondents are familiar with the concept of e-banking. Also, the tendency of the younger population to use the electronic banking service was noticed, while the older age groups of the population are faithful to the tradition and old habits of using physical banking services. Sublimating the views of the respondent on the future use of electronic banking, it can be concluded that the growth of the use of electronic banking in Osijek-Baranja County should be expected to continue.