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undergraduate thesis
Analiza ponude gotovinskih kredita u hrvatskim bankama
Završni rad
Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics in Osijek, 2020. urn:nbn:hr:145:985520
Barunčić, Mateja
Josip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
Chair of Finance and Accounting

Institutional repository: EFOS REPOSITORY

Cite this document

Barunčić, M. (2020). Analiza ponude gotovinskih kredita u hrvatskim bankama : Završni rad (Undergraduate thesis). Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek. Retrieved from https://urn.nsk.hr/urn:nbn:hr:145:985520

Barunčić, Mateja. "Analiza ponude gotovinskih kredita u hrvatskim bankama : Završni rad." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2020. https://urn.nsk.hr/urn:nbn:hr:145:985520

Barunčić, Mateja. "Analiza ponude gotovinskih kredita u hrvatskim bankama : Završni rad." Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, 2020. https://urn.nsk.hr/urn:nbn:hr:145:985520

Barunčić, M. (2020). 'Analiza ponude gotovinskih kredita u hrvatskim bankama : Završni rad', Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, accessed 29 June 2024, https://urn.nsk.hr/urn:nbn:hr:145:985520

Barunčić M. Analiza ponude gotovinskih kredita u hrvatskim bankama : Završni rad [Undergraduate thesis]. Osijek: Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek; 2020 [cited 2024 June 29] Available at: https://urn.nsk.hr/urn:nbn:hr:145:985520

M. Barunčić, "Analiza ponude gotovinskih kredita u hrvatskim bankama : Završni rad", Undergraduate thesis, Josip Juraj Strossmayer University of Osijek, Faculty of Economics and Business in Osijek, Osijek, 2020. Available at: https://urn.nsk.hr/urn:nbn:hr:145:985520

Metadata
TitleAnaliza ponude gotovinskih kredita u hrvatskim bankama : Završni rad
Title (english)ANALYSIS OF THE OFFER OF CASH LOANS IN CROATIAN BANKS : Final paper
AuthorMateja Barunčić
MentorBranko Matić (mentor)
GranterJosip Juraj Strossmayer University of Osijek
Faculty of Economics and Business in Osijek
(Chair of Finance and Accounting)
Osijek
Defense date and country2020-09-24, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Obrađen je završni rad na temu Analiza ponude gotovinskih kredita u hrvatskim bankama. Završni rad se sastoji od dva dijela. Prvi dio je teorijski dio, a drugi dio je praktični. U teorijskom dijelu objašnjeno je kako se razvijalo bankarstvo tijekom povijesti u svijetu i Hrvatskoj, kako su nastajale prve banke te kako se razvijao bankarski posao. Definirano je što je to bankarstvo i bankarski poslovi te kako se dijele ovisno o načelu funkcionalnosti, ročnosti i bilančno – analitičkom obilježju, detaljno je opisan pojam banke i vrste banaka ovisno koju funkciju obnašaju te s kojim klijentima surađuju. Također su analizirani aktivni bankarski poslovi gdje je definiran pojam kredita te kako se razvrstavaju krediti prema određenim kriterijima. Detaljno su opisani dugoročni aktivni bankarski poslovi i kratkoročni aktivni bankarski poslovi. Na kraju teorijskog dijela završnog rada objašnjen pojam nenamjenskih kredita kao i vrste nenamjenskih kredita. U praktičnom dijelu rada analizirani su gotovinski krediti u odabranim bankama, a to su Privredna banka Zagreb d.d., Raiffeisenbank Austria d.d., Zagrebačka banka d.d.. Obilježja koja su se koristila prilikom analize kredita su iznos kredita, rok otplate, kamatna stopa, iznos mjesečnog anuiteta, instrumenti osiguranja povrata kredita. Na kraju praktičnog dijela završnog rada prikazan je reprezentativni primjerak gotovinskog kredita u odabranim bankama.
Abstract (english)
The final paper on the topic Analysis of the offer of cash loans in Croatian banks was discussed. The final work consists of two parts. The first part is the theoretical part and the second part is the practical part. The theoretical part explains how banking has developed throughout history in the world and in Croatia, how the first banks were formed and how the banking business developed. It is defined what banking and banking operations are and how they are divided depending on the principle of functionality, maturity and balance - analytical characteristics, the concept of bank and types of banks are described in detail depending on which function they perform and with which clients they cooperate. Active banking operations are also analyzed, where the term loan is defined and how loans are classified according to certain criteria. Long-term active banking operations and short-term active banking operations are described in detail. At the end of the theoretical part of the final paper, the concept of non-purpose loans is explained, as well as the types of non-purpose loans. In the practical part of the paper, cash loans in selected banks are analyzed, namely Privredna banka Zagreb d.d., Raiffeisenbank Austria d.d., Zagrebačka banka d.d.. The characteristics used in the loan analysis are the loan amount, repayment period, interest rate, monthly annuity, loan repayment security instruments. At the end of the practical part of the final paper, a representative copy of the cash loan in selected banks is presented.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:145:985520
Study programmeTitle: professional study accounting
Study programme type: professional
Study level: undergraduate
Academic / professional title: stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
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Created on2021-09-20 11:04:12