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master's thesis
Analiza kreditnog ciklusa privatnog sektora u zemljama srednje i istočne Europe od 2003. do 2014. godine
panel analiza
Split: University of Split, Faculty of economics Split, 2017. urn:nbn:hr:124:392399
Jakovčević, Anja
University of Split
Faculty of economics Split

Institutional repository: REFST

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Jakovčević, A. (2017). Analiza kreditnog ciklusa privatnog sektora u zemljama srednje i istočne Europe od 2003. do 2014. godine : panel analiza (Master's thesis). Split: University of Split, Faculty of economics Split. Retrieved from https://urn.nsk.hr/urn:nbn:hr:124:392399

Jakovčević, Anja. "Analiza kreditnog ciklusa privatnog sektora u zemljama srednje i istočne Europe od 2003. do 2014. godine : panel analiza." Master's thesis, University of Split, Faculty of economics Split, 2017. https://urn.nsk.hr/urn:nbn:hr:124:392399

Jakovčević, Anja. "Analiza kreditnog ciklusa privatnog sektora u zemljama srednje i istočne Europe od 2003. do 2014. godine : panel analiza." Master's thesis, University of Split, Faculty of economics Split, 2017. https://urn.nsk.hr/urn:nbn:hr:124:392399

Jakovčević, A. (2017). 'Analiza kreditnog ciklusa privatnog sektora u zemljama srednje i istočne Europe od 2003. do 2014. godine : panel analiza', Master's thesis, University of Split, Faculty of economics Split, accessed 26 November 2024, https://urn.nsk.hr/urn:nbn:hr:124:392399

Jakovčević A. Analiza kreditnog ciklusa privatnog sektora u zemljama srednje i istočne Europe od 2003. do 2014. godine : panel analiza [Master's thesis]. Split: University of Split, Faculty of economics Split; 2017 [cited 2024 November 26] Available at: https://urn.nsk.hr/urn:nbn:hr:124:392399

A. Jakovčević, "Analiza kreditnog ciklusa privatnog sektora u zemljama srednje i istočne Europe od 2003. do 2014. godine : panel analiza", Master's thesis, University of Split, Faculty of economics Split, Split, 2017. Available at: https://urn.nsk.hr/urn:nbn:hr:124:392399

Metadata
TitleAnaliza kreditnog ciklusa privatnog sektora u zemljama srednje i istočne Europe od 2003. do 2014. godine : panel analiza
AuthorAnja Jakovčević
MentorAna Rimac Smiljanić (mentor)
MBZ: 267135
GranterUniversity of Split
Faculty of economics Split
Split
Defense date and country2017-08, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Zabilježeni ubrzani kreditni rast u zemljama srednje i istočne Europe je bio predmetom istraživanja mnogih ekonomista. Rast kredita sam po sebi može ukazivati na stabilnost financijskog sustava i povjerenje u ekonomiju, dok prekomjerni kreditni rast može dovesti do „pregrijavanja“ ekonomije uz ozbiljne posljedice na gospodarski razvoj, agregatnu potražnju, kamatne stope, inflaciju, deficit tekućeg računa, nezaposlenost i generalno financijsku stabilnost. Predmet i cilj ovog rada je korištenjem dinamičkog panel modela istražiti i procijeniti utjecaj makroekonomskog okruženja i pokazatelja bankarskog poslovanja na razinu kredita privatnog sektora za vrijeme prekomjernog kreditnog rasta od 2003.-2007. i za vrijeme kreditnog loma od 2008.-2014. godine. Provedeno empirijsko istraživanje je dokazalo da na kreditni ciklus u CEE zemljama su značajno utjecali pokazatelji makroekonomskog okruženja i pokazatelji bankarskog poslovanja. U fazi ekonomskog rasta stabilnost makroekonomskog okruženja i razvijenost financijskih tržišta i bankarskog sektora je pozitivno utjecala na ukupan rast razine kredita privatnog sektora, dok u fazi financijske krize i recesije makroekonomski pokazatelji i pokazatelji bankarskog rasta su negativno utjecali na rast ukupne razine kredita privatnog sektora te je došlo do kreditnog loma.
Abstract (english)
Accelerated credit growth in Central and Eastern Europe has been the subject of research by many economists. Credit growth can be an indicator of the stability of the financial system and confidence in the economy, while excessive credit growth may lead to "overheating" of the economy with serious consequences for economic development, aggregate demand, interest rates, inflation, current account deficit, unemployment and general financial stability. The subject and the purpose of this paper is to explore and evaluate the impact of the macroeconomic and bank business indicators on the level of private sector credit during the period 2003.-2007. excessive credit growth, and during the period 2008.-2014. credit crunch using the dynamic panel model. The conducted empirical research has proven that macroeconomic indicators and banking business indicators have strongy influenced the credit cycle in CEE countries. In the economic growth stage, the stability of the macroeconomic environment and the development of the financial markets and the banking sector have had a positive impact on the overall growth of private sector credit, while in the financial crisis and the recession macroeconomic indicators and bank growth indicators have adversely affected the growth of total private sector credit which resulted in a credit crunch.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:124:392399
Study programmeTitle: Economics
Study programme type: university
Study level: graduate
Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
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Created on2017-11-06 14:46:36