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undergraduate thesis
MODELI OTPLATE ZAJMA UZ PROGRAM STAMBENOG ZBRINJAVANJA MLADIH UZ SUBVENCIJE
Završni rad
Split: University of Split, Faculty of economics Split, 2020. urn:nbn:hr:124:404434
Russo, Bruna
University of Split
Faculty of economics Split

Institutional repository: REFST

Cite this document

Russo, B. (2020). MODELI OTPLATE ZAJMA UZ PROGRAM STAMBENOG ZBRINJAVANJA MLADIH UZ SUBVENCIJE : Završni rad (Undergraduate thesis). Split: University of Split, Faculty of economics Split. Retrieved from https://urn.nsk.hr/urn:nbn:hr:124:404434

Russo, Bruna. "MODELI OTPLATE ZAJMA UZ PROGRAM STAMBENOG ZBRINJAVANJA MLADIH UZ SUBVENCIJE : Završni rad." Undergraduate thesis, University of Split, Faculty of economics Split, 2020. https://urn.nsk.hr/urn:nbn:hr:124:404434

Russo, Bruna. "MODELI OTPLATE ZAJMA UZ PROGRAM STAMBENOG ZBRINJAVANJA MLADIH UZ SUBVENCIJE : Završni rad." Undergraduate thesis, University of Split, Faculty of economics Split, 2020. https://urn.nsk.hr/urn:nbn:hr:124:404434

Russo, B. (2020). 'MODELI OTPLATE ZAJMA UZ PROGRAM STAMBENOG ZBRINJAVANJA MLADIH UZ SUBVENCIJE : Završni rad', Undergraduate thesis, University of Split, Faculty of economics Split, accessed 10 January 2025, https://urn.nsk.hr/urn:nbn:hr:124:404434

Russo B. MODELI OTPLATE ZAJMA UZ PROGRAM STAMBENOG ZBRINJAVANJA MLADIH UZ SUBVENCIJE : Završni rad [Undergraduate thesis]. Split: University of Split, Faculty of economics Split; 2020 [cited 2025 January 10] Available at: https://urn.nsk.hr/urn:nbn:hr:124:404434

B. Russo, "MODELI OTPLATE ZAJMA UZ PROGRAM STAMBENOG ZBRINJAVANJA MLADIH UZ SUBVENCIJE : Završni rad", Undergraduate thesis, University of Split, Faculty of economics Split, Split, 2020. Available at: https://urn.nsk.hr/urn:nbn:hr:124:404434

Metadata
TitleMODELI OTPLATE ZAJMA UZ PROGRAM STAMBENOG ZBRINJAVANJA MLADIH UZ SUBVENCIJE : Završni rad
AuthorBruna Russo
MentorZdravka Aljinović (mentor)
MBZ: 202153
GranterUniversity of Split
Faculty of economics Split
Split
Defense date and country2020-09, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Quantitative Economics
Abstract
Koristeći se znanjima iz financijske matematike u ekonomiji izračunato je i sagledano više metoda izračuna modela subvencioniranih stambenih kredita. Pri izračunima su korišteni relevantni podaci zakonodavstva Republike Hrvatske i primjena istih kroz modele subvencija stambenih kredita putem poslovnih banaka. Radi bolje ilustracije korištene su i metode izračuna otplate „običnih“ stambenih kredita. Problem istraživanja bio je sagledavanje svih aspekata modela otplate zajmova u cilju predočavanja što jednostavnijeg prikaza više različitih modela (tablični prikazi i studija slučaja). Glavni rezultati pokazuju isplativost uzimanja kredita uz subvencije i to u odnosu na zadovoljavanje više kriterija iz zadanih uvjeta (dvoje djece, indeks razvijenosti gradova i općina, cijena nekretnine,...). Rezultati su pokazali kako isplativost ovakvih modela subvencioniranja kredita u konačnici može pozitivno utjecati na demografsku obnovu zemlje, problem iseljavanja mladih i urbane regeneracije naselja.
Abstract (english)
Using the knowledge from financial mathematics in economy several calculations methods were taken into account to calculate models of subsidised housing loans. Relevant data from the legislation of the Republic of Croatia was used in calculations as well as their application through models of housing loan subsidies offered via business banks. For a better illustration, methods of payments for “regular’ housing loans were also used. The issue during this research was to look at all aspects of loan repayment models to provide a simple representation of several various models (table representation and case study). The main results show the cost-effectiveness of obtaining a subsidized loan while meeting multiple criteria from the default conditions (2 children, development index of towns and municipalities, price of real estate, etc...). The results have shown that the cost-effectiveness of such models of loan subsidising can in the end have a positive effect on the demographic renewal of the country, the problem of youth immigration, and the urban regeneration of towns.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:124:404434
Study programmeTitle: Economics
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2020-09-25 12:07:05