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master's thesis
Izloženost prema sektoru poduzeća i upravljanje rizicima banke u Republici Hrvatskoj
Zagreb: University of Zagreb, Faculty of Economics and Business, 2023. urn:nbn:hr:148:317781
Pejić, Bruno
University of Zagreb
Faculty of Economics and Business

Institutional repository: REPEFZG

Cite this document

Pejić, B. (2023). Izloženost prema sektoru poduzeća i upravljanje rizicima banke u Republici Hrvatskoj (Master's thesis). Zagreb: University of Zagreb, Faculty of Economics and Business. Retrieved from https://urn.nsk.hr/urn:nbn:hr:148:317781

Pejić, Bruno. "Izloženost prema sektoru poduzeća i upravljanje rizicima banke u Republici Hrvatskoj." Master's thesis, University of Zagreb, Faculty of Economics and Business, 2023. https://urn.nsk.hr/urn:nbn:hr:148:317781

Pejić, Bruno. "Izloženost prema sektoru poduzeća i upravljanje rizicima banke u Republici Hrvatskoj." Master's thesis, University of Zagreb, Faculty of Economics and Business, 2023. https://urn.nsk.hr/urn:nbn:hr:148:317781

Pejić, B. (2023). 'Izloženost prema sektoru poduzeća i upravljanje rizicima banke u Republici Hrvatskoj', Master's thesis, University of Zagreb, Faculty of Economics and Business, accessed 06 November 2024, https://urn.nsk.hr/urn:nbn:hr:148:317781

Pejić B. Izloženost prema sektoru poduzeća i upravljanje rizicima banke u Republici Hrvatskoj [Master's thesis]. Zagreb: University of Zagreb, Faculty of Economics and Business; 2023 [cited 2024 November 06] Available at: https://urn.nsk.hr/urn:nbn:hr:148:317781

B. Pejić, "Izloženost prema sektoru poduzeća i upravljanje rizicima banke u Republici Hrvatskoj", Master's thesis, University of Zagreb, Faculty of Economics and Business, Zagreb, 2023. Available at: https://urn.nsk.hr/urn:nbn:hr:148:317781

Metadata
TitleIzloženost prema sektoru poduzeća i upravljanje rizicima banke u Republici Hrvatskoj
Title (english)Exposure to the corporate sector and bank risk management in the Republic of Croatia
AuthorBruno Pejić
MentorBranka Tuškan Sjauš (mentor)
Committee memberJakša Krišto (član povjerenstva)
Committee memberMladen Turuk (član povjerenstva)
GranterUniversity of Zagreb
Faculty of Economics and Business
Zagreb
Defense date and country2023-06-27, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Economics of Entrepreneurship
Abstract
U radu se prikazuje upravljanje rizicima banaka u RH s obzirom na izloženost rizicima prema sektoru poduzeća. Prikazani predmet istraživanja je odabran zbog važnosti ukazivanja na posljedice nesustavnog pristupa ocjeni kreditne sposobnosti potencijalnih zajmoprimaca u pogledu izloženosti banaka kreditnom riziku i riziku likvidnosti. Cilj rada je ukazati na kvalitetu kredita hrvatskih banaka te na udio rizičnih kredita prema ključnim sektorima poduzeća jer ti kvantitativni pokazatelji ukazuju na izloženost banaka rizicima. Rezultati istraživanja ukazuju na trend smanjivanja udjela rizičnih kredita u hrvatskom gospodarstvu nakon izlaska hrvatskog gospodarstva iz recesije, ali je nizak udio rizičnih kredita zabilježen i tijekom pandemijskih godina. Stroža regulativa i nadzor nad poslovanjem bankarskog poslovanja, ali i mogućnost prodaje nenaplativih kredita agencijama za naplatu potraživanja, smatraju se ključnim čimbenicima smanjenja udjela rizičnih kredita u hrvatskom bankarskom sektoru.
Abstract (english)
The paper presents the risk management of banks in the Republic of Croatia with regard to risk exposure to the corporate sector. The presented research subject was chosen due to the importance of pointing out the consequences of an unsystematic approach to assessing the creditworthiness of potential borrowers in terms of banks' exposure to credit risk and liquidity risk. The aim of the paper is to point out the quality of Croatian banks' loans and the share of risky loans according to the key sectors of the company, because these quantitative indicators indicate banks' exposure to risks. The results of the research indicate a decreasing trend in the share of risky loans in the Croatian economy after the Croatian economy emerged from recession, but a low share of risky loans was also recorded during the pandemic years. Stricter regulation and supervision of banking operations, as well as the possibility of selling bad loans to debt collection agencies, are considered key factors in reducing the share of risky loans in the Croatian banking sector.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:148:317781
Study programmeTitle: Economics of Entrepreneurship
Study programme type: professional
Study level: specialist graduate
Academic / professional title: stručni specijalist/specijalistica poduzetništva (stručni specijalist/specijalistica poduzetništva)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2023-06-28 23:19:05