| Abstract | U današnje vrijeme kada tehnologija, ali i život sve brže napreduju, tako je i sustav plaćanja napredovao. Pojavom bezgotovinskog plaćanja, kupovina, prijenos sredstava i ostale mogućnosti koje pruža bezgotovinsko plaćanje su sve raširenije i sve više ljudi ih koristi jer omogućuju puno lakše i brže plaćanje. Danas se bezgotovinskim plaćanjem smatraju sva plaćanja gdje se ne koristi gotovina kao sredstvo plaćanja. Bezgotovinsko plaćanje ima 3 glavne vrste koje se dijele na još nekoliko manjih. Prvi su nalozi za plaćanje, zatim platne kartice koje se dijele na još nekoliko podvrsta i posljednje je Internet bankarstvo. Iako postoji dosta prijevara kod bezgotovinskog plaćanja, ono se danas smatra sigurnim sredstvom plaćanja. Vrste prijevara bezgotovinskog plaćanja su: CEO prijevara, krađa identiteta, lažni računi, krivotvorenje stranica, romantične prijevare, krađa osobnih podataka, te web shop i investicijske prijevare. Na samome kraju rada se nalazi anketa čiji je cilj bio saznati koliko se danas koristi bezgotovinsko plaćanje, te kako su sve osobe bile prevarene. |
| Abstract (english) | Nowadays, when technology and life are advancing faster and faster, so has the payment system. With the advent of cashless payment, shopping, transferring funds and other possibilities provided by cashless payment are more and more widespread and more and more people use them because they enable much easier and faster payment. Today, non-cash payments are considered to be all payments where cash is not used as a means of payment. Cashless payment has 3 main types, which are divided into several smaller ones. The first are payment orders, then payment cards, which are divided into several subtypes, and the last is Internet banking. Although there is a lot of fraud in non-cash payments, it is today considered a safe means of payment. Types of cashless payment fraud are: CEO fraud, identity theft, fake accounts, falsification of pages, romance fraud, theft of personal information, and web shop and investment fraud. At the very end of the paper, there is a survey whose goal was to find out how much cashless payment is used today, and how all people were deceived. |
