Analysis of the operations of banks in the Republic of Croatia is an important aspect of the study of the financial sector in the country. Banks are key institutions in the economy as they provide financial services such as deposits, loans and payments and play a vital role in supporting the growth and development of the economy. This topic analyzes the operations of banks in the Republic of Croatia, with a focus on key aspects such as financial results, regulatory framework, market competition and trends in the industry. The analysis will cover the period that is relevant for providing a complete picture of the state of operations of banks in Croatia. The subject of the research is the analysis of the operations of banks in the Republic of Croatia. This analysis will focus on financial performance, regulatory framework, market competition and industry trends to get a complete picture of the state of banking operations in the country. The aim of this research is to provide insight into the key aspects of bank operations in the Republic of Croatia and to understand their financial stability, performance and competitiveness on the market. The research aims to identify the main challenges faced by banks and to provide relevant information about their roles in the economy. Additionally, the goal is to analyze the regulatory framework that affects the operations of banks in the Republic of Croatia, including legal regulations and supervision of the banking sector. The research will also monitor trends to identify potential risks and provide guidance for further improvement of bank operations in the industry. The work consists of 5 chapters. In the first, introductory part, the topic, subject and objectives of the work are briefly introduced. The second chapter describes the banking sector of the Republic of Croatia. The third chapter analyzes the business activities of banks in Croatia. The fourth chapter discusses the challenges of the banking sector in Croatia. The fifth chapter is the conclusion.