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master's thesis
Kreditna aktivnost banaka u Hrvatskoj u usporedbi s kretanjima u Eurozoni
Zagreb: University of Zagreb, Faculty of Economics and Business, 2015. urn:nbn:hr:148:952966
Pecotić, Marija
University of Zagreb
Faculty of Economics and Business

Institutional repository: REPEFZG

Cite this document

Pecotić, M. (2015). Kreditna aktivnost banaka u Hrvatskoj u usporedbi s kretanjima u Eurozoni (Master's thesis). Zagreb: University of Zagreb, Faculty of Economics and Business. Retrieved from https://urn.nsk.hr/urn:nbn:hr:148:952966

Pecotić, Marija. "Kreditna aktivnost banaka u Hrvatskoj u usporedbi s kretanjima u Eurozoni." Master's thesis, University of Zagreb, Faculty of Economics and Business, 2015. https://urn.nsk.hr/urn:nbn:hr:148:952966

Pecotić, Marija. "Kreditna aktivnost banaka u Hrvatskoj u usporedbi s kretanjima u Eurozoni." Master's thesis, University of Zagreb, Faculty of Economics and Business, 2015. https://urn.nsk.hr/urn:nbn:hr:148:952966

Pecotić, M. (2015). 'Kreditna aktivnost banaka u Hrvatskoj u usporedbi s kretanjima u Eurozoni', Master's thesis, University of Zagreb, Faculty of Economics and Business, accessed 05 November 2024, https://urn.nsk.hr/urn:nbn:hr:148:952966

Pecotić M. Kreditna aktivnost banaka u Hrvatskoj u usporedbi s kretanjima u Eurozoni [Master's thesis]. Zagreb: University of Zagreb, Faculty of Economics and Business; 2015 [cited 2024 November 05] Available at: https://urn.nsk.hr/urn:nbn:hr:148:952966

M. Pecotić, "Kreditna aktivnost banaka u Hrvatskoj u usporedbi s kretanjima u Eurozoni", Master's thesis, University of Zagreb, Faculty of Economics and Business, Zagreb, 2015. Available at: https://urn.nsk.hr/urn:nbn:hr:148:952966

Metadata
TitleKreditna aktivnost banaka u Hrvatskoj u usporedbi s kretanjima u Eurozoni
Title (english)Bank lending activity in Croatia compared to movements in Euro area
AuthorMarija Pecotić
MentorMarijana Ivanov (mentor)
Committee memberGordana Kordić (predsjednik povjerenstva)
Committee memberDajana Barbić (član povjerenstva)
GranterUniversity of Zagreb
Faculty of Economics and Business
Zagreb
Defense date and country2015-09-29, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Svojim djelovanjem banke doprinose stabilnosti i razvoju gospodarstva, a ujedno mogu biti izvor krize i nestabilnosti. Svjetska financijska kriza utjecala je na kontrakciju kreditne aktivnosti. U takvim okolnostima banke mijenjaju svoju averziju prema riziku, te dolazi do izražaja njihova prociklična priroda djelovanja. Uz smanjenu ponudu, dolazi i do problema na strani potražnje za kreditima. U uvjetima male, otvorene i visoko eurizirane zemlje, učinci mjera monetarne politike biti će znatno ograničeni. S druge pak strane, područje eurozone se osim sa procikličnosti prirode poslovanja banaka, suočava i sa nehomogenošću sustava i neusklađenosti poslovnih ciklusa, što dodatno otežava učinkovitosti mjera Europske centralne banke (ECB) u pokretanju kreditne aktivnosti. Kreditni ciklus moći će biti potaknut osim impulsima sa strane ponude kredita, ujedno i sa promjenom na pozitivna očekivanja sudionika na tržištu.
Abstract (english)
Through its activities the banks contribute to the stability and development of the economy, and also can be a source of crisis and instability. The global financial crisis has affected the contraction of lending activity. In such circumstances, banks change their aversion to risk and their pro-cyclical nature of the activity reveal. With reduced supply, there is also the problem on the demand side of the loans. In terms of small, open and highly euroised country, the effects of monetary policy will be considerably limited. On the other hand, the euro area, in addition to the pro-cyclicality nature of business banks, faced with inhomogeneity of the system and non-compliance of business cycles, which further hinders the effectiveness of the European Central Bank (ECB) in enhancing of lending activity. The credit cycle will be driven not only by impulses from supply side of the loans, but also with change towards positive expectations of market participants.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:148:952966
Study programmeTitle: Business Economics
Study programme type: university
Study level: graduate
Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2016-10-27 09:29:08