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master's thesis
Procjena troškovnih učinaka prijevara i zlouporaba u osiguranju neživota u Republici Hrvatskoj
Zagreb: University of Zagreb, Faculty of Economics and Business, 2019. urn:nbn:hr:148:356204
Culej, Petra
University of Zagreb
Faculty of Economics and Business
Department of Accounting

Institutional repository: REPEFZG

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Culej, P. (2019). Procjena troškovnih učinaka prijevara i zlouporaba u osiguranju neživota u Republici Hrvatskoj (Master's thesis). Zagreb: University of Zagreb, Faculty of Economics and Business. Retrieved from https://urn.nsk.hr/urn:nbn:hr:148:356204

Culej, Petra. "Procjena troškovnih učinaka prijevara i zlouporaba u osiguranju neživota u Republici Hrvatskoj." Master's thesis, University of Zagreb, Faculty of Economics and Business, 2019. https://urn.nsk.hr/urn:nbn:hr:148:356204

Culej, Petra. "Procjena troškovnih učinaka prijevara i zlouporaba u osiguranju neživota u Republici Hrvatskoj." Master's thesis, University of Zagreb, Faculty of Economics and Business, 2019. https://urn.nsk.hr/urn:nbn:hr:148:356204

Culej, P. (2019). 'Procjena troškovnih učinaka prijevara i zlouporaba u osiguranju neživota u Republici Hrvatskoj', Master's thesis, University of Zagreb, Faculty of Economics and Business, accessed 25 December 2024, https://urn.nsk.hr/urn:nbn:hr:148:356204

Culej P. Procjena troškovnih učinaka prijevara i zlouporaba u osiguranju neživota u Republici Hrvatskoj [Master's thesis]. Zagreb: University of Zagreb, Faculty of Economics and Business; 2019 [cited 2024 December 25] Available at: https://urn.nsk.hr/urn:nbn:hr:148:356204

P. Culej, "Procjena troškovnih učinaka prijevara i zlouporaba u osiguranju neživota u Republici Hrvatskoj", Master's thesis, University of Zagreb, Faculty of Economics and Business, Zagreb, 2019. Available at: https://urn.nsk.hr/urn:nbn:hr:148:356204

Metadata
TitleProcjena troškovnih učinaka prijevara i zlouporaba u osiguranju neživota u Republici Hrvatskoj
Title (english)Estimation of cost effects of transmissions and claims in non-life insurance in the Rebublic of Croatia
AuthorPetra Culej
MentorSanja Broz Tominac (mentor)
Committee memberVesna Vašiček (predsjednik povjerenstva)
Committee memberIvana Dražić Lutilsky (član povjerenstva)
GranterUniversity of Zagreb
Faculty of Economics and Business
(Department of Accounting)
Zagreb
Defense date and country2019-09-24, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Abstract
Osiguravajuća društva imaju važnu ulogu u ekonomskom sustavu. U ovom radu ukazuje se na važnost troškovnih učinaka prijevara i zlouporaba u osiguranju neživota u Republici Hrvatskoj. Uspješno upravljanje prijevarama rezultira poboljšanjem cjelokupnog procesa što ima pozitivan efekt na osiguravajuća društva, državu, korisnika osiguranja i društva u cjelini. Kroz procjenu troškovnih učinaka prijevara i zlouporaba u osiguranju neživota vidljivo je stvarno stanje gubitaka osiguravajućih društava. Troškovni učinak za osiguravajuća društva je povećanje rashoda u isplatama šteta koji je jako visok te se odražava na poslovanje osiguravajućih društava. Podaci bilježe određen napredak, ali gubici su još uvijek previsoki. Prijevare u osiguranju globalna su pojava protiv koje se može boriti samo uz suradnju svih osiguratelja i državnih institucija na nacionalnoj i međunarodnoj razini te podizanjem svijesti o neprihvatljivosti takvog ponašanja.
Abstract (english)
Insurance companies play an important role in the economic system. This paper highlights the importance of the cost effects of fraud and abuse in insuring life in the Republic of Croatia. Successful fraud management results in an improved overall process, which has a positive effect on insurance companies, the state, insurance users and the company as a whole. Through the assessment of the cost effects of fraud and abuse in non-life insurance, the actual loss status of insurance companies is evident. The cost effect for insurance companies is to increase the expense in claims payments, which is very high and affects the business of insurance companies. The data is making some progress, but the losses are still too high. Insurance fraud is a global phenomenon that can only be fought with the cooperation of all insurers and government institutions at national and international levels and raising awareness of the unacceptability of such behavior.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:148:356204
Study programmeTitle: Business Economics
Study programme type: university
Study level: graduate
Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2019-09-24 18:00:25