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master's thesis
Analiza financijske pismenosti srednjoškolaca Varaždinske županije
Zagreb: University of Zagreb, Faculty of Economics and Business, 2021. urn:nbn:hr:148:373001
Beloša, Hana
University of Zagreb
Faculty of Economics and Business

Institutional repository: REPEFZG

Cite this document

Beloša, H. (2021). Analiza financijske pismenosti srednjoškolaca Varaždinske županije (Master's thesis). Zagreb: University of Zagreb, Faculty of Economics and Business. Retrieved from https://urn.nsk.hr/urn:nbn:hr:148:373001

Beloša, Hana. "Analiza financijske pismenosti srednjoškolaca Varaždinske županije." Master's thesis, University of Zagreb, Faculty of Economics and Business, 2021. https://urn.nsk.hr/urn:nbn:hr:148:373001

Beloša, Hana. "Analiza financijske pismenosti srednjoškolaca Varaždinske županije." Master's thesis, University of Zagreb, Faculty of Economics and Business, 2021. https://urn.nsk.hr/urn:nbn:hr:148:373001

Beloša, H. (2021). 'Analiza financijske pismenosti srednjoškolaca Varaždinske županije', Master's thesis, University of Zagreb, Faculty of Economics and Business, accessed 06 January 2025, https://urn.nsk.hr/urn:nbn:hr:148:373001

Beloša H. Analiza financijske pismenosti srednjoškolaca Varaždinske županije [Master's thesis]. Zagreb: University of Zagreb, Faculty of Economics and Business; 2021 [cited 2025 January 06] Available at: https://urn.nsk.hr/urn:nbn:hr:148:373001

H. Beloša, "Analiza financijske pismenosti srednjoškolaca Varaždinske županije", Master's thesis, University of Zagreb, Faculty of Economics and Business, Zagreb, 2021. Available at: https://urn.nsk.hr/urn:nbn:hr:148:373001

Metadata
TitleAnaliza financijske pismenosti srednjoškolaca Varaždinske županije
Title (english)An analysis of financial literacy among highschool students in Varaždin county
AuthorHana Beloša
MentorDajana Barbić (mentor)
MBZ: 315024
Committee memberAndrea Lučić (predsjednik povjerenstva)
Committee memberMarijana Ivanov (član povjerenstva)
GranterUniversity of Zagreb
Faculty of Economics and Business
Zagreb
Defense date and country2021-09-27, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Intenzivne promjene i inovacije u gospodarstvu, politici, financijskoj tehnologiji, bankarstvu i trgovini primorale su prosječnog potrošača da se informira i savlada nove načine zadovoljavanja svojih financijskih potreba. Financijska pismenost koja se sastoji od financijskog znanja, financijskih stavova i uvjerenja te financijskog ponašanja, nužan je preduvjet za socijalnu inkluziju građana na mnogim područjima. Kako bi se sposobnost razumijevanja i primjene financijskih informacija prosječnog potrošača poboljšala, potrebno je utvrditi postojeće stanje razine financijske pismenosti mladih, što je i predmet ovog diplomskog rada. U radu je financijska pismenost povezana s konceptom zaštite potrošača, a opisana je i njihova uloga u upravljanju osobnim financijama. Cilj istraživanja koje je provedeno među učenicima srednjih škola s područja Varaždinske županije bio je utvrditi i analizirati stanje financijske pismenosti te ukazati na eventualne nedostatke i prostor za poboljšanje. U diplomskom radu koristili su se primarni i sekundarni podaci. Primarni podaci prikupljeni su istraživanjem koje je provedeno pomoću anketnog upitnika ispitujući pojedine komponente financijske pismenosti. Sekundarni podaci prikupljeni su iz relevantne domaće i strane literature. Rezultati istraživanja pokazali su vrlo dobru razinu financijskog znanja srednjoškolaca i njihovog financijskog ponašanja te zadovoljavajuću ocjenu iskazanih financijskih stavova i uvjerenja. U usporedbi s dosad provedenim relevantnim istraživanjima, ispitanici su pokazali bolje rezultate unutar svake pojedine komponente.
Abstract (english)
Intense changes and innovations in the economy, politics, financial technology, banking and trade have forced the average consumer to inform himself and master new ways of meeting his financial needs. Financial literacy, which consists of financial knowledge, financial attitudes and beliefs, and financial behavior, is a necessary prerequisite for the social inclusion of citizens in many areas. In order to improve the ability to understand and apply the financial information of the average consumer, it is necessary to determine the current situation, which is the subject of this thesis. Financial literacy is also described in context of consumer protection and their role in managing personal finances. The aim of the research conducted among high school students from the area of Varaždin County is to determine and analyze the state of financial literacy and point out possible shortcomings and areas for improvement. Primary and secondary data were used in the thesis. Primary data was collected by a survey conducted using a questionnaire examining individual components of financial literacy. Secondary dana is from relevant domestic and foreign literature. The results of the research showed a very good level of financial knowledge of high school students and their financial behavior, as well as a satisfactory assessment of the expressed financial attitudes and beliefs. Compared to the relevant research conducted so far, the respondents achieved better results within each individual component.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:148:373001
Study programmeTitle: Business Economics
Study programme type: university
Study level: integrated undergraduate and graduate
Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2021-09-28 16:28:18