Financial decision-making in certain business enterprises is an extremely vindictive power over all those who act. Well-applied financial decision methods lead to better business results. Businesses with high-quality experts that have developed the competence to adopt and implement proper financial decision-making methods, such as cleaning current value and composting them with other basic financial decision-making methods, have a high percentage of good business results. On the other hand, making ineffective financial decisions can lead to large job losses and also business losses. It is therefore important to educate staff to develop quality literacy and knowledge effectively, with a view to understanding and overcoming business challenges. The paper analysed the comparison of the cost-effectiveness of leasing and financing in the underlying loan using the enterprise Podravka Group. An analysis of the operations of the Podravka Group was carried out on the basis of their published reports in the previous three years. The subject-matter of the final paper is to study the financial affairs of the enterprise Podravka Group on the basis of published financial statements for the three-year period 2018–2020. The aim of the final paper is to determine whether leasing is a better financial option than a loan for the enterprise Podravka Group. The applied methodology within descriptive, desk method, compilation, analysis, and comparison methods have been used in this final paper. The projection of free cash flows and revenues has shown that the Podravka group will record significant positive growth and development with a clear current value as the corresponding financial decision-making methods. This will lead to the realisation of quality investment projects in the next period.