The onboarding process of mobile applications is a process in which new users are introduced to the application and if successful it greatly affects the user's acceptance of the application. This process appears in history as a process in which new employees adapt to work in the company. However, in the context of mobile applications, it is the first contact between the user and the application and is directly in correlation with a successful user experience. This is why there is a need to define the most appropriate type of onboarding process for a particular type of the application. When it comes to digital banking applications that seemingly have an overabundance of functionality and capabilities, the most important thing is to minimize them so that the transaction is realized as quickly and efficiently as possible, i.e. so that the user can adapt as quickly as possible. The theoretical part of the paper will contain different categories of onboarding processes and heuristic evaluation of digital banking applications, while the experimental part will include testing them and prototyping my own application based on the insights recorded during the research. It is important to emphasize that application testing will serve for determining how different types of onboarding in applications of the same type affect user’s usage, interest, and long-term relationship with the application. Ultimately, testing my own application will refute or confirm the hypothesis that an action oriented approach in the onboarding process is most appropriate for presenting the application.