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undergraduate thesis
Distribucija kredita stanovništvu i makroprudencijalne mjere HNB-a
Zagreb: Libertas International University, 2021. urn:nbn:hr:223:270836
Čibarić, Anita
Libertas International University

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Čibarić, A. (2021). Distribucija kredita stanovništvu i makroprudencijalne mjere HNB-a (Undergraduate thesis). Zagreb: Libertas International University. Retrieved from https://urn.nsk.hr/urn:nbn:hr:223:270836

Čibarić, Anita. "Distribucija kredita stanovništvu i makroprudencijalne mjere HNB-a." Undergraduate thesis, Libertas International University, 2021. https://urn.nsk.hr/urn:nbn:hr:223:270836

Čibarić, Anita. "Distribucija kredita stanovništvu i makroprudencijalne mjere HNB-a." Undergraduate thesis, Libertas International University, 2021. https://urn.nsk.hr/urn:nbn:hr:223:270836

Čibarić, A. (2021). 'Distribucija kredita stanovništvu i makroprudencijalne mjere HNB-a', Undergraduate thesis, Libertas International University, accessed 15 August 2024, https://urn.nsk.hr/urn:nbn:hr:223:270836

Čibarić A. Distribucija kredita stanovništvu i makroprudencijalne mjere HNB-a [Undergraduate thesis]. Zagreb: Libertas International University; 2021 [cited 2024 August 15] Available at: https://urn.nsk.hr/urn:nbn:hr:223:270836

A. Čibarić, "Distribucija kredita stanovništvu i makroprudencijalne mjere HNB-a", Undergraduate thesis, Libertas International University, Zagreb, 2021. Available at: https://urn.nsk.hr/urn:nbn:hr:223:270836

Metadata
TitleDistribucija kredita stanovništvu i makroprudencijalne mjere HNB-a
AuthorAnita Čibarić
MentorAnte Samodol (mentor)
GranterLibertas International University
Zagreb
Defense date and country2021-10-18, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Abstract
U ovom završnom radu objašnjeni su osnovni oblici kreditiranja stanovništva putem različitih kanala distribucije kredita stanovništvu. Analizirana je zainteresiranost stanovništva za kreditima kao i njihova uporaba u različitim sferama života. Također, na primjeru različitih banaka kroz komparativnu analizu visine kamatne stope, troškova obrade kredita, elemenata osiguranja kredita te uvjeta odobravanja kredita, analizirana je ponuda odabranih kredita kako bi se pokazale razlike i sličnosti među hrvatskim bankama. Nadalje, u radu je objašnjeno koji su pokazatelji koji utječu na bolje poslovanje banaka i kako se postiže signifikatnija profitabilnost. Nezaobilazna stavka za svaku banku predstavlja velika lepeza rizika te je cilj banke reducirati rizike što je više moguće, a instrumenti i mjere koje se koriste u svrhu toga cilja su objašnjeni i potrepljeni primjerima. Na koncu, analizirane su makroprudencijalne mjere Hrvatske narodne banke i instrumenti monetarne politike.
Abstract (english)
This final thesis explains the basic forms of lending to households through various channels of distribution of loans to households. The interest of the population in loans as well as their use in various spheres of life was analyzed. Also, on the example of different banks through a comparative analysis of interest rates, loan processing costs, loan collateral elements and loan approval conditions, the offer of selected loans was analyzed to show differences and similarities between Croatian banks. Furthermore, the final thesis explains the indicators that influence the better performance of banks and how to achieve more significant profitability. An unavoidable item for each bank is a wide range of risks and the bank's goal is to reduce risks as much as possible, and the instruments and measures used for this purpose are explained and illustrated with examples. Finally, macroprudential measures of the Croatian National Bank and monetary policy instruments are analyzed.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:223:270836
Study programmeTitle: International Business
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni prvostupnik (baccalaureus) međunarodnog poslovanja (sveučilišni prvostupnik (baccalaureus) međunarodnog poslovanja)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2024-07-04 12:50:12