| Abstract | Ekonomska globalizacija ima svoje pozitivne strane jer donosi sve veću integraciju nacionalnih gospodarstava diljem svijeta, posebice kroz trgovinu i financijske tokove. To uključuje trgovinu robom i uslugama, tokove kapitala, trgovinu valutama i vrijednosnim papirima, prijenos tehnologije i ideja, te međunarodne tokove rada odnosno migracije. Međutim globalizacijski procesi omogućuju da se tzv. „prljavi novac“ stečen raznim ilegalnim aktivnostima, kao što su korupcija, trgovina drogom, oružjem, ljudima, organizirani kriminal, financijske prevare itd., brzo i lako integrira duboko u financijski sustav što otežava identificiranje njegova podrijetla. Kako bi se što uspješnije borili s pranjem novca, međunarodne institucije i nacionalna zakonodavstva iz godine u godinu sve više uređuju sprječavanje pranja novca i financiranje terorizma kroz zakonsku regulativu, razne preporuke i smjernice. Sustavi sprječavanja pranja novca na nacionalnoj razini te suradnja na međunarodnoj razini od iznimne je važnosti kako bi se uspješno spriječilo pranje novca. Budući da je i Republika Hrvatska jedna od karika u globalizacijskom procesu i nije izuzeta od tokova prljavog novca, važno je analizirati i povezati empirijske podatke iz cjelokupnog procesa i sustava sprječavanja pranja novca i financiranja terorizma te izloženost riziku od pranja novca i financiranja terorizma. Na takav način povezuju se prošla stanja i kretanja s očekivanjima u procesu sprječavanja pranja novca. |
| Abstract (english) | Economic globalization has its positive sides because it brings about an increasing integration of national economies around the world, especially through trade and financial flows. This includes trade in goods and services, capital flows, trade in currencies and securities, transfer of technology and ideas, and international labor flows or migration. However, globalization processes also enable the so-called "dirty money" acquired through various illegal activities, such as corruption, drugs trafficking, arms trafficking, people trafficking, organized crime, financial fraud, etc., to quickly and easily integrate deep into the financial system, making it difficult to identify its origin. In order to fight money laundering as successfully as possible, international institutions and national legislation are increasingly regulating the prevention of money laundering and terrorist financing through legislation, various recommendations and guidelines. Anti-money laundering systems at the national level and cooperation at the international level are extremely important in order to successfully prevent money laundering. Since the Republic of Croatia is one of the chains in the globalization process and is not exempt from dirty money flows, it is extremely important to analyze and connect empirical data from the entire money laundering and terrorist financing preventing process and system, as well as exposure to the risk of money laundering and terrorist financing. In this way, past conditions and trends are connected with expectations in the process of preventing money laundering. |
