Automobile liability insurance represents an action, that is, a contractual obligation in which the provisions that the contracting parties must adhere to are clearly defined. With the insurance contract, the insurer undertakes to pay the policyholder the insurance premium if the insured event occurs, and the policyholder undertakes to pay the insurer the insurance premium. The parties to this contract are the insured and the contractor, and often also third parties, who are not specified as such in the contract, but can appear through certain actions. Before the contracting parties, that is, the insured and the insurance company come to an agreement, the insurance company is obliged to provide the insured with an offer containing all prescribed information, based on which the insured will ultimately make his decision. After the contracted insurance, the insurance company is obliged to hand over the contracted insurance policy to the insured as proof of the concluded contract and as protection of his rights. The rights and obligations of the contracting parties are regulated by legal provisions, and in addition to the mandatory automobile liability insurance, the insured may, if he wishes, pay any additional supplements he deems necessary.