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professional thesis
Obračun kapitalizirane svote naknade štete u Hrvatskom zavodu za mirovinsko osiguranje
Zagreb: University of Zagreb, Faculty of Science, 2023. urn:nbn:hr:217:801230
Čerina, Denis
University of Zagreb
Faculty of Science
Department of Mathematics

Institutional repository: Repository of the Faculty of Science

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Čerina, D. (2023). Obračun kapitalizirane svote naknade štete u Hrvatskom zavodu za mirovinsko osiguranje (Professional thesis). Zagreb: University of Zagreb, Faculty of Science. Retrieved from https://urn.nsk.hr/urn:nbn:hr:217:801230

Čerina, Denis. "Obračun kapitalizirane svote naknade štete u Hrvatskom zavodu za mirovinsko osiguranje." Professional thesis, University of Zagreb, Faculty of Science, 2023. https://urn.nsk.hr/urn:nbn:hr:217:801230

Čerina, Denis. "Obračun kapitalizirane svote naknade štete u Hrvatskom zavodu za mirovinsko osiguranje." Professional thesis, University of Zagreb, Faculty of Science, 2023. https://urn.nsk.hr/urn:nbn:hr:217:801230

Čerina, D. (2023). 'Obračun kapitalizirane svote naknade štete u Hrvatskom zavodu za mirovinsko osiguranje', Professional thesis, University of Zagreb, Faculty of Science, accessed 18 May 2024, https://urn.nsk.hr/urn:nbn:hr:217:801230

Čerina D. Obračun kapitalizirane svote naknade štete u Hrvatskom zavodu za mirovinsko osiguranje [Professional thesis]. Zagreb: University of Zagreb, Faculty of Science; 2023 [cited 2024 May 18] Available at: https://urn.nsk.hr/urn:nbn:hr:217:801230

D. Čerina, "Obračun kapitalizirane svote naknade štete u Hrvatskom zavodu za mirovinsko osiguranje", Professional thesis, University of Zagreb, Faculty of Science, Zagreb, 2023. Available at: https://urn.nsk.hr/urn:nbn:hr:217:801230

Metadata
TitleObračun kapitalizirane svote naknade štete u Hrvatskom zavodu za mirovinsko osiguranje
AuthorDenis Čerina
MentorDamir Bakić (mentor)
GranterUniversity of Zagreb
Faculty of Science
(Department of Mathematics)
Zagreb
Defense date and country2023-01-13, Croatia
Scientific / art field,
discipline and subdiscipline		NATURAL SCIENCES
Mathematics
Abstract
U ovom radu opisana su pravila i načini obračuna kapitalizirane svote naknade štete u Hrvatskom zavodu za mirovinsko osiguranje s primjerima izračuna. Prezentirane su sve propisane tablice i formule koje se koriste u različitim tipovima izračuna te pripadna matematička podloga, odnosno opis i tumačenje pojedinih vrijednosti u propisanim tablicama kao i postupak kojim su izvedene formule za izračun s objašnjenjima. Osnovna je teza rada kako je isplata jednokratne kapitalizirane svote izrazito isplativa za štetnike obzirom da se iznos mirovine prema Zakonu o mirovinskom osiguranju usklađuje dva puta godišnje, a iznos usklađenja je u pravilu takav da protok vremena radi kojeg bi se ukupni iznos kapitalizacije trebao smanjiti nije dovoljan da bi se taj iznos zbilja smanjio obzirom da iznos usklađenja anulira to očekivano smanjenje.
Abstract (english)
This Paper describes the rules and methods of calculating the capitalized amount of damage (compensation) in the Croatian Pension Insurance Institute with calculation examples. All the prescribed tables and formulas used in different types of calculations are presented with corresponding mathematical background. The paper contains explanations and interpretation of individual quantities in the prescribed tables with a detailed description of the procedure by which the calculation formulas were derived. The basic thesis of the Paper is that the payment of a one-time capitalized sum is extremely profitable for the payers. The reason for such a conclusion lies in the fact that the amount of the pension is adjusted by law twice a year, and the amount of the adjustment is such that the elapsed time for which the total amount of capitalization should be reduced is not enough for that amount to really decrease, considering that the adjustment amount cancels out the expected reduction.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:217:801230
Study programmeTitle: Actuarial Mathematics
Study programme type: university
Study level: postgraduate specialist
Academic / professional title: sveučilišni/a specijalist/ specijalistica aktuarske matematike (sveučilišni/a specijalist/ specijalistica aktuarske matematike)
Type of resourceText
File originBorn digital
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2023-03-01 11:11:56