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professional thesis
Rentno osiguranje
Zagreb: University of Zagreb, Faculty of Science, 2016. urn:nbn:hr:217:395922
Handžiski, Ana
University of Zagreb
Faculty of Science
Department of Mathematics

Institutional repository: Repository of the Faculty of Science

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Handžiski, A. (2016). Rentno osiguranje (Professional thesis). Zagreb: University of Zagreb, Faculty of Science. Retrieved from https://urn.nsk.hr/urn:nbn:hr:217:395922

Handžiski, Ana. "Rentno osiguranje." Professional thesis, University of Zagreb, Faculty of Science, 2016. https://urn.nsk.hr/urn:nbn:hr:217:395922

Handžiski, Ana. "Rentno osiguranje." Professional thesis, University of Zagreb, Faculty of Science, 2016. https://urn.nsk.hr/urn:nbn:hr:217:395922

Handžiski, A. (2016). 'Rentno osiguranje', Professional thesis, University of Zagreb, Faculty of Science, accessed 24 May 2024, https://urn.nsk.hr/urn:nbn:hr:217:395922

Handžiski A. Rentno osiguranje [Professional thesis]. Zagreb: University of Zagreb, Faculty of Science; 2016 [cited 2024 May 24] Available at: https://urn.nsk.hr/urn:nbn:hr:217:395922

A. Handžiski, "Rentno osiguranje", Professional thesis, University of Zagreb, Faculty of Science, Zagreb, 2016. Available at: https://urn.nsk.hr/urn:nbn:hr:217:395922

Metadata
TitleRentno osiguranje
AuthorAna Handžiski
MentorDamir Bakić (mentor)
GranterUniversity of Zagreb
Faculty of Science
(Department of Mathematics)
Zagreb
Defense date and country2016, Croatia
Scientific / art field,
discipline and subdiscipline		NATURAL SCIENCES
Mathematics
Abstract
Rentno osiguranje je vrsta životnog osiguranja kojim se osiguravaju periodični prihodi tijekom određenog razdoblja ili doživotno. U ovom radu smo naveli osnovne vrste rentnog osiguranja podržane formulama i rezultatima iz financijske i aktuarske matematike. Pri određivanju premije rentnog osiguranja treba uzeti u obzir neizvjesnost u kretanju smrtnosti, rast očekivanog trajanja života i trend poboljšanja smrtnosti. Pokazano je da je smrtnost rentnih osiguranika manja u odnosu na smrtnost opće populacije, te stoga treba uzeti u obzir i negativnu selekciju. Zato je od iznimne važnosti za izračune koristiti rentne tablice smrtnosti koje obuhvaćaju navedene rizike. U ovom radu smo prikazali različite metode izrade rentnih tablica, važnost istih te utjecaj na premiju.
Abstract (english)
Annuity is a type of life insurance that insures periodic income for a temporary period or for whole life. In this paper we enumerated the basic types of annuities, supported by formulas and results of financial and actuarial mathematics. In determining the premium of annuity one must take into account the uncertainty in the movement of mortality, the increase in life expectancy and the mortality improvement trend. It has been shown that the mortality of annuitants is lower than the mortality of the general population, and thus negative selection must be considered. It is therefore of utmost importance to use the annuity tables which include these risks. In this paper we have shown different methods of creating annuity tables, their importance and their impact on premiums.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:217:395922
Study programmeTitle: Actuarial Mathematics
Study programme type: university
Study level: postgraduate specialist
Academic / professional title: sveučilišni/a specijalist/ specijalistica aktuarske matematike (sveučilišni/a specijalist/ specijalistica aktuarske matematike)
Type of resourceText
File originBorn digital
Access conditionsClosed access
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Created on2019-04-03 09:56:05