prikaz prve stranice dokumenta Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?
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Scientific paper - Original scientific paper
Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?
Revue du droit de l’Union européenne, 1 (2018), 3; 1-33. urn:nbn:hr:118:557762
Mišćenić, Emilia

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Mišćenić, E. (2018). Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?. Revue du droit de l’Union européenne, 1. (3), 1-33. Retrieved from https://urn.nsk.hr/urn:nbn:hr:118:557762

Mišćenić, Emilia. "Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?." Revue du droit de l’Union européenne, vol. 1, no. 3, 2018, pp. 1-33. https://urn.nsk.hr/urn:nbn:hr:118:557762

Mišćenić, Emilia. "Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?." Revue du droit de l’Union européenne 1, no. 3 (2018): 1-33. https://urn.nsk.hr/urn:nbn:hr:118:557762

Mišćenić, E. (2018) 'Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?', Revue du droit de l’Union européenne, 1(3), pp. 1-33. Available at: https://urn.nsk.hr/urn:nbn:hr:118:557762 (Accessed 18 December 2024)

Mišćenić E. Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?. Revue du droit de l’Union européenne [Internet]. 2018 [cited 2024 December 18];1(3):1-33. Available at: https://urn.nsk.hr/urn:nbn:hr:118:557762

E. Mišćenić, "Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?", Revue du droit de l’Union européenne, vol. 1, no. 3, pp. 1-33, 2018. [Online]. Available at: https://urn.nsk.hr/urn:nbn:hr:118:557762. [Accessed: 18 December 2024]

Metadata
Title (english)Uniform Interpretation of Article 4(2) of UCT Directive in the Context of Consumer Credit Agreements: Is it possible?
AuthorEmilia Mišćenić
Author's institutionUniversity of Rijeka
FACULTY OF LAW
(Department of European and Comparative Law)
(Chair of International and Europena Private Law)
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Law
Abstract (english)
So much has been said about the exclusion of contractual terms from the unfairness test embedded in Article 4(2) of the UCT Directive by both the CJEU as well as the legal doctrine. Nonetheless, numerous national courts of different MS struggle with the interpretation and consequently proper application of their domestic laws implementing this provision. This particularly concerns the correct interpretation of this rule within the complex surrounding of consumer credit agreements, where an understanding of the notions deriving from the exclusion is conditioned by the proper knowledge of terms of financial and mathematical nature, such as variable interest rate, annual percentage rate of charge, currency clause, various methods of calculation etc. National courts all over the Union are repeatedly occupied by questions regarding which of these contractual terms are encompassed by the notions of the ‘definition of the main subject matter of the contract’ or ‘adequacy of the price and remuneration’, and particularly whether these contractual terms are transparent to an average consumer. This article investigates the approach the CJEU has taken regarding these questions and examines whether its answers are ‘transparent’ enough for MS’ courts.
Keywords (english)
Languageenglish
Publication typeScientific paper - Original scientific paper
Publication statusPublished
Peer reviewPeer review - international
Publication versionPublished version
Journal titleRevue du droit de l’Union européenne
Numberingvol. 1, no. 3, pp. 1-33
p-ISSN1155-4274
URN:NBNurn:nbn:hr:118:557762
Publication2018
Document URLhttp://bib.irb.hr/959549
Type of resourceText
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2022-03-25 17:48:06