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master's thesis
Procjena kreditne sposobnosti korporativnih klijenata u bankama
Dubrovnik: University of Dubrovnik, 2021. urn:nbn:hr:155:614408
Franić, Marina
University of Dubrovnik
Faculty of Economics and Business

Institutional repository: Repository of the University of Dubrovnik

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Franić, M. (2021). Procjena kreditne sposobnosti korporativnih klijenata u bankama (Master's thesis). Dubrovnik: University of Dubrovnik. Retrieved from https://urn.nsk.hr/urn:nbn:hr:155:614408

Franić, Marina. "Procjena kreditne sposobnosti korporativnih klijenata u bankama." Master's thesis, University of Dubrovnik, 2021. https://urn.nsk.hr/urn:nbn:hr:155:614408

Franić, Marina. "Procjena kreditne sposobnosti korporativnih klijenata u bankama." Master's thesis, University of Dubrovnik, 2021. https://urn.nsk.hr/urn:nbn:hr:155:614408

Franić, M. (2021). 'Procjena kreditne sposobnosti korporativnih klijenata u bankama', Master's thesis, University of Dubrovnik, accessed 01 December 2024, https://urn.nsk.hr/urn:nbn:hr:155:614408

Franić M. Procjena kreditne sposobnosti korporativnih klijenata u bankama [Master's thesis]. Dubrovnik: University of Dubrovnik; 2021 [cited 2024 December 01] Available at: https://urn.nsk.hr/urn:nbn:hr:155:614408

M. Franić, "Procjena kreditne sposobnosti korporativnih klijenata u bankama", Master's thesis, University of Dubrovnik, Dubrovnik, 2021. Available at: https://urn.nsk.hr/urn:nbn:hr:155:614408

Metadata
TitleProcjena kreditne sposobnosti korporativnih klijenata u bankama
Title (english)Assessment of Companies Creditworthiness in Banks
AuthorMarina Franić
MentorIvana Kraljević Radalj (mentor)
Committee memberZrinka Golemac (predsjednik povjerenstva)
Committee memberJelena Kiš (član povjerenstva)
GranterUniversity of Dubrovnik
(Faculty of Economics and Business)
Dubrovnik
Defense date and country2021-09-28, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Svaka banka prilikom odlučivanja o kreditiranju prikuplja i analizira niz informacija na temelju kojih donosi odluku. Financijsko stanje korporacije možda najviše govori banci o sposobnosti raspolaganja stečenom dobiti i likvidnosti, a to ujedno govori i o mogućnosti vraćanja odobrenog kredita. Međutim, ne smiju se zanemariti ni nefinancijski podatci, npr. upravljačka struktura, poslovni model i sl. Svaka banka definira koje dokumente i koje uvjete klijent mora zadovoljiti ukoliko želi da mu se odobri kredit. Ključni dio ovog diplomskog rada vezan je uz analizu kreditne sposobnosti Podravke d.d. Analizirajući trend kretanja prihoda i operativnih troškova te vrijednosti pokazatelja profitabilnosti i zaduženosti, kao i kretanja novčanog toka, može se zaključiti da Podravka d.d. kotira kao niskorizična korporacija.
Abstract (english)
When deciding on lending, each bank collects and analyzes a series of information so it can make a decision. The financial result of the corporation perhaps speaks the most about the bank's ability to dispose of the acquired profit and liquidity, and this also speaks of the possibility of repaying the approved loan. However, non-financial data must not be neglected, such as management structure, business model, etc. Each bank defines which documents and which conditions the client must meet if he wants to begranted a loan. The key part of this thesis is related to the analysis of the credit worthiness of Podravka d.d. Analyzing the trend of revenue and operating costs and the value of profitability and in debtedness indicators, as well as cashflow, it can be concluded that Podravka corporation is listed as a low-risk corporation.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:155:614408
Study programmeTitle: Financial Management
Study programme type: professional
Study level: specialist graduate
Academic / professional title: stručni/a specijalist/ specijalistica financijskog menadžmenta (stručni/a specijalist/ specijalistica financijskog menadžmenta)
Type of resourceText
File originBorn digital
Access conditionsOpen access
Terms of useLicence In copyright icon
Public note4270
Created on2021-10-08 10:23:06