Neutral banking transactions are also called indifferent, intermediate or service activities. The bank acts as an intermediate and not as a debtor or creditor. It provides services on behalf of their customers and for their services they charge a commission as a intermediator, guarantor or warrantor. The beginning of a collaboration with the client, between the business entity and the bank respectively begins when the client opens an account, while opening and doing business through the account are in fact part of the payment transaction that takes place in the country, but also abroad. In addition to the payment system between the neutral banking business we include forfeiting (flexible technique of export financing through the purchase of receivables, arising from goods export or provision of services) and factoring (finance job in which a financial institution purchases receivables for goods sold or services rendered prior to completion of payment). The following are the bank guarantees that are an instrument of insurance, debt collection and settlement of liabilities in the domestic and international business. They are an important medium to guarantee the user with regular payment of goods, services or businesses performed. From other banking services exchange operations stand out, which is an extremely popular online banking as well as opening safety-deposit boxes.