The aim of this final paper is to explain the changes of financial forms and systems linking their appearance primarily with economic, but also historical, social and socio-cultural conditions in which they are incurred. The paper is divided into two parts in which I tried to chronologically explain primarily the emergence of money as a medium of exchange, and its manifestations forms from barter over coins and paper money to deposit money, and also monetary systems that were created based on them. In the first chapter I followed chronological historical development and changes in cash forms. First historical cash form is commodity money that was used as a substitute for goods by overcoming barter or exchange of goods for goods. With the development of social conditions first coins appeared, formed by forging of precious metals. However further development of social processes and the tendency of people to find a simpler form of payment, paper money occurs, which is a symbol of the payment. In further historical development money comes in the form of our everyday life, ie. As depository money which does not have its internal step change but represents a certain amount of money deposited in the bank. The second part of this work follows the chronological development of the financial system. I tried to explain the systems linked currencies and fluctuating currencies by showing their connection with monetary forms, and their relevance to the particular historical social system in which they appear, through their manifestations.It is important to point out that the development of money has not stopped. It is a long process that still exists today, and the banks and state play an increasingly important role in it.