Title Načini obračuna kamata
Title (english) Methods of Calculating Interest
Author Martina Nasipak
Mentor Danijela Rabar (mentor)
Committee member Vanja Bevanda (predsjednik povjerenstva)
Committee member Danijela Rabar (član povjerenstva)
Committee member Goran Matošević (član povjerenstva)
Granter University of Pula (Faculty of economics and tourism "Dr. Mijo Mirković") Pula
Defense date and country 2020-09-24, Croatia
Scientific / art field, discipline and subdiscipline SOCIAL SCIENCES Economics Business Mathematics and Statistics
Abstract U završnom radu prezentirane su kamate i načini obračuna kamata. Pokazane su matematičke operacije i relacije koje se koriste kod jednostavnog i složenog kamatnog računa. Prezentirani su dekurzivni i anticipativni načini obrade kamata kod jednostavnog i složenog računa i kroz primjere njihova konkretna vrijednost primjenjiva u praksi. Povezano s tim, obrađene su vrste i metode obračuna kamatnih stopa i objašnjen njihov utjecaj. Također, objašnjeni su kamatnjaci koji se izračunavaju ako se interval zadanog nominalnog kamatnjaka ne podudara s vremenskim intervalom u kojem se obračunavaju kamate. U zadnjem poglavlju opisano je neprekidno ukamaćivanje. Neprekidno ukamaćivanje izračunava kamate pod pretpostavkom da će se kamate obračunavati tijekom beskonačnog broja razdoblja. Premda je neprekidno ukamaćivanje ključni koncept, nije primjenjivo u bankarskoj praksi.
Abstract (english) In this paper, interest rates and methods of interest calculation are presented. Mathematical operations and relations used in simple and compound interest calculation are shown. Decursive and anticipatory methods and examples of calculating interest in a simple and compound way, and their concrete significance applicable in practice are presented. Related to this, the types and methods of calculating interest rates are discussed and their impact is explained. Also, the interest rates that are calculated if the period of the given nominal interest rate does not coincide with the period in which the interest is calculated are explained. In the last chapter continuous compounding is described. Continuous compounding calculates interest under the assumption that interest will be compounding over an infinite number of periods. Although continuous compounding is an essential concept, it's not applicable in the banking practice.
Keywords
jednostavni kamatni račun
složeni kamatni račun
anticipativni obračun
dekurzivni obračun
kamatne stope
nominalni kamatnjak
relativni kamatnjak
ekvivalentni kamatnjak
neprekidno ukamaćivanje
Keywords (english)
simple interest account
compound interest account
anticipatory calculation
decursive calculation
interest rates
nominal interest rate
proportionate interest rate
conformal interest rate
equivalent interest rate
continuous compounding
Language croatian
URN:NBN urn:nbn:hr:137:051185
Study programme Title: Business Economics; Finance, Economics, Financial Management, Management and Entrepreneurship, Marketing Management, Business Informatics, Tourism; specializations in: Finance, Accounting and Auditing, Marketing Management, Management and Entrepreneurship, Tourism, Business Informatics, Financial Management, Informatics Management Course: Financial Management Study programme type: university Study level: undergraduate Academic / professional title: sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (sveučilišni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resource Text
File origin Born digital
Access conditions Open access
Terms of use
Created on 2021-05-12 23:07:22