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undergraduate thesis
Prednosti i nedostaci stambene štednje u Republici Hrvatskoj
Gospić: Polytechnic Nikola Tesla in Gospić, 2021. urn:nbn:hr:107:672876
Rudelić, Antonio
Polytechnic Nikola Tesla in Gospić
Business department

Institutional repository: Polytechnic Nikola Tesla in Gospić

Cite this document

Rudelić, A. (2021). Prednosti i nedostaci stambene štednje u Republici Hrvatskoj (Undergraduate thesis). Gospić: Polytechnic Nikola Tesla in Gospić. Retrieved from https://urn.nsk.hr/urn:nbn:hr:107:672876

Rudelić, Antonio. "Prednosti i nedostaci stambene štednje u Republici Hrvatskoj." Undergraduate thesis, Polytechnic Nikola Tesla in Gospić, 2021. https://urn.nsk.hr/urn:nbn:hr:107:672876

Rudelić, Antonio. "Prednosti i nedostaci stambene štednje u Republici Hrvatskoj." Undergraduate thesis, Polytechnic Nikola Tesla in Gospić, 2021. https://urn.nsk.hr/urn:nbn:hr:107:672876

Rudelić, A. (2021). 'Prednosti i nedostaci stambene štednje u Republici Hrvatskoj', Undergraduate thesis, Polytechnic Nikola Tesla in Gospić, accessed 23 June 2024, https://urn.nsk.hr/urn:nbn:hr:107:672876

Rudelić A. Prednosti i nedostaci stambene štednje u Republici Hrvatskoj [Undergraduate thesis]. Gospić: Polytechnic Nikola Tesla in Gospić; 2021 [cited 2024 June 23] Available at: https://urn.nsk.hr/urn:nbn:hr:107:672876

A. Rudelić, "Prednosti i nedostaci stambene štednje u Republici Hrvatskoj", Undergraduate thesis, Polytechnic Nikola Tesla in Gospić, Gospić, 2021. Available at: https://urn.nsk.hr/urn:nbn:hr:107:672876

Metadata
TitlePrednosti i nedostaci stambene štednje u Republici Hrvatskoj
Title (english)Adventages and Disadvantages of Housing Savings in the Republic of Croatia
AuthorAntonio Rudelić
MentorValentina Vinšalek Stipić (mentor)
Committee memberSlađana Čuljat (predsjednik povjerenstva)
Committee memberIvana Tonković-Pražić (član povjerenstva)
Committee memberValentina Vinšalek Stipić (član povjerenstva)
GranterPolytechnic Nikola Tesla in Gospić
(Business department)
Gospić
Defense date and country2021-06-16, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Abstract
U ovom radu nastoji se pojasniti stambena štednja u Hrvatskoj sa svojim prednostima i nedostacima, te identificirati važnost i povezanost sa stambenim kreditom kao jednim važnim predujmom za plaćanje. Danas sve veću važnost ima činjenica da kada cijene kuća/stanova počnu rasti, kreditno ograničena kućanstva koja žele kupiti vlastitu nekretninu trebaju akumulirati više ušteđevine jer predujam koji banke zahtijevaju, također se povećava. Način štednje kroz stambene štedionice kao neki od načina predujma može utjecati na kupce koji prvi puta kupuju, ali i na postojeće vlasnike koji se žele preseliti u veću nekretninu. Stambene štedionice u odnosu na banke imaju niže i stabilnije kamatne stope pogotovo kada je riječ o dugoročnim kreditima, te sa svojim ugovorima privlače klijente na štednju uz istovremeno povećavanje kreditnog rejtinga banke, ali i koristi za cijelo gospodarstvo zemlje.
Abstract (english)
This paper seeks to explain housing savings in Croatia with its advantages and disadvantages, and to identify the importance and connection with housing loans as one important advance payment. Today, it is becoming increasingly important that when house /apartment prices start to rise, credit-constrained households looking to buy their own property need to accumulate more savings as the advance that banks require also increases. The method of saving through housing savings banks as one of the methods of advance can affect first-time buyers, but also existing owners who want to move to a larger property. Housing savings banks have lower and more stable interest rates compared to banks, especially when it comes to long-term loans, and with their contracts attract customers to save while increasing the bank's credit rating, but also benefits for the entire economy.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:107:672876
Study programmeTitle: Economics of entrepreneurship
Study programme type: professional
Study level: undergraduate
Academic / professional title: stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2022-02-09 11:15:28