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undergraduate thesis
DEKURZIVNI I ANTICIPATIVNI OBRAČUN KAMATA U ZAJMOVIMA
Požega: Polytehnic in Pozega, 2017. urn:nbn:hr:112:148681
Bukvić, Adela
Polytehnic in Pozega
Social department

Institutional repository: Repository of Polytechnic in Pozega

Cite this document

Bukvić, A. (2017). DEKURZIVNI I ANTICIPATIVNI OBRAČUN KAMATA U ZAJMOVIMA (Undergraduate thesis). Požega: Polytehnic in Pozega. Retrieved from https://urn.nsk.hr/urn:nbn:hr:112:148681

Bukvić, Adela. "DEKURZIVNI I ANTICIPATIVNI OBRAČUN KAMATA U ZAJMOVIMA." Undergraduate thesis, Polytehnic in Pozega, 2017. https://urn.nsk.hr/urn:nbn:hr:112:148681

Bukvić, Adela. "DEKURZIVNI I ANTICIPATIVNI OBRAČUN KAMATA U ZAJMOVIMA." Undergraduate thesis, Polytehnic in Pozega, 2017. https://urn.nsk.hr/urn:nbn:hr:112:148681

Bukvić, A. (2017). 'DEKURZIVNI I ANTICIPATIVNI OBRAČUN KAMATA U ZAJMOVIMA', Undergraduate thesis, Polytehnic in Pozega, accessed 11 July 2024, https://urn.nsk.hr/urn:nbn:hr:112:148681

Bukvić A. DEKURZIVNI I ANTICIPATIVNI OBRAČUN KAMATA U ZAJMOVIMA [Undergraduate thesis]. Požega: Polytehnic in Pozega; 2017 [cited 2024 July 11] Available at: https://urn.nsk.hr/urn:nbn:hr:112:148681

A. Bukvić, "DEKURZIVNI I ANTICIPATIVNI OBRAČUN KAMATA U ZAJMOVIMA", Undergraduate thesis, Polytehnic in Pozega, Požega, 2017. Available at: https://urn.nsk.hr/urn:nbn:hr:112:148681

Metadata
TitleDEKURZIVNI I ANTICIPATIVNI OBRAČUN KAMATA U ZAJMOVIMA
Title (english)DECURSIVE AND ANTICIPATIVE INTEREST RATE IN LOANS
AuthorAdela Bukvić
MentorBojan Radišić (mentor)
Committee memberMirjana Radman - Funarić (predsjednik povjerenstva)
Committee memberBojan Radišić (član povjerenstva)
Committee memberMario Župan (član povjerenstva)
GranterPolytehnic in Pozega
(Social department)
Požega
Defense date and country2017-09-11, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Business Mathematics and Statistics
Abstract
Dizanje novčanog kredita u banci tijekom posljednjih nekoliko desetljeća postala je raširena pojava u društvu. Dug se plaća u novcu, a dužnik se obvezuje da će na posuđeni iznos platiti i određeni iznos kamate, u postotku od ugovorenog kreditnog iznosa. Za izračunavanje kamate primjenjuje se kamatni račun, koji može biti jednostavni kamatni račun ili složeni kamatni račun, a obračun može biti anticipativni obračun kamata ili dekurzivni obračun kamata. Kod štednih uloga po viđenju i potrošačkih kredita primjenjuje se jednostavni kamatni račun, a kod bankarskih zajmova s rokom otplate iznad godinu dana, primjenjuje se složeni kamatni račun uz primjenu dekurzivnog obračuna kamata. U ovome radu prikazat će se oba obračuna, i to na hipotetskim primjerima i primjerima iz prakse, uz pomoć formula iz predmetnih udžbenika.
Abstract (english)
In the last few decades, taking out a bank loan has become widespread in society. The debt is paid in money and the borrower is obligated to pay a certain amount of interest, as a percentage in relation to the agreed loan amount. An interest rate calculation is used to calculate interest, which may be a simple interest rate account or a complex interest rate account, and the calculation may be decursive compounding or compounding anticipatory. In case of a vista savings and consumer loans, a simple interest rate calculation is applied. When the repayment term for a bank loan is over a year, a complex interest rate calculation is applied with decursive compounding. In this paper, both calculations are going to be presented, including hypothetical examples and examples from the practice, with the help of the formulas taken from subject textbooks.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:112:148681
Study programmeTitle: Professional study of Accounting
Study programme type: professional
Study level: undergraduate
Academic / professional title: stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2017-09-21 11:54:52