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undergraduate thesis
Procjena rizika preuranjenog vraćanja kredita putem strojnog učenja
Zagreb: University of Zagreb, Faculty of Electrical Engineering and Computing, 2019. urn:nbn:hr:168:869145
Mramor, Ivona
University of Zagreb
Faculty of Electrical Engineering and Computing

Institutional repository: FER Repository

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Mramor, I. (2019). Procjena rizika preuranjenog vraćanja kredita putem strojnog učenja (Undergraduate thesis). Zagreb: University of Zagreb, Faculty of Electrical Engineering and Computing. Retrieved from https://urn.nsk.hr/urn:nbn:hr:168:869145

Mramor, Ivona. "Procjena rizika preuranjenog vraćanja kredita putem strojnog učenja." Undergraduate thesis, University of Zagreb, Faculty of Electrical Engineering and Computing, 2019. https://urn.nsk.hr/urn:nbn:hr:168:869145

Mramor, Ivona. "Procjena rizika preuranjenog vraćanja kredita putem strojnog učenja." Undergraduate thesis, University of Zagreb, Faculty of Electrical Engineering and Computing, 2019. https://urn.nsk.hr/urn:nbn:hr:168:869145

Mramor, I. (2019). 'Procjena rizika preuranjenog vraćanja kredita putem strojnog učenja', Undergraduate thesis, University of Zagreb, Faculty of Electrical Engineering and Computing, accessed 23 July 2024, https://urn.nsk.hr/urn:nbn:hr:168:869145

Mramor I. Procjena rizika preuranjenog vraćanja kredita putem strojnog učenja [Undergraduate thesis]. Zagreb: University of Zagreb, Faculty of Electrical Engineering and Computing; 2019 [cited 2024 July 23] Available at: https://urn.nsk.hr/urn:nbn:hr:168:869145

I. Mramor, "Procjena rizika preuranjenog vraćanja kredita putem strojnog učenja", Undergraduate thesis, University of Zagreb, Faculty of Electrical Engineering and Computing, Zagreb, 2019. Available at: https://urn.nsk.hr/urn:nbn:hr:168:869145

Metadata
TitleProcjena rizika preuranjenog vraćanja kredita putem strojnog učenja
Title (english)Machine Learning Based Early-return Credit Risk Assesment
AuthorIvona Mramor
MentorVladimir Čeperić (mentor)
Committee memberVladimir Čeperić (predsjednik povjerenstva)
Committee memberMladen Karan (član povjerenstva)
Committee memberIgor Stančin (član povjerenstva)
GranterUniversity of Zagreb
Faculty of Electrical Engineering and Computing
Zagreb
Defense date and country2019-07-12, Croatia
Scientific / art field,
discipline and subdiscipline		TECHNICAL SCIENCES
Computing
Abstract
Banke se često nalaze u nedoumici prilikom sklapanja ugovora o kreditu jer ne mogu znati hoće li se klijent držati ugovora, zbog toga banke razvijaju razne strategije kako bi mogle odrediti rizike i jedan od rizika je mogućnost da klijent vrati kredit prije dogovorenog ro­ka.U ovom radu opisan pristup određivanju rizika preuranjenog vraćanja kredita. Opisani su postupci obrade skupa podataka. Upoznavanje s algoritmom XGBoost-a i svim nje­govim značajkama koji ga dovode u prednost naspram ostalih algoritama strojnog učenja. Izgradnja inicijalnog modela za procjenu rizika preuranjenog vraćanja kredita te detaljni opis koraka koje je potrebno izvesti kako bi se parametri XGBoost-a podesili na vrijednosti koji će poboljšati točnost modela.
Abstract (english)
Banks often find themselves in doubt when concluding a loan agreement because they can not know if a client will behave as it was agreed in contracts, so banks develop various strategies to determine risks and one of the risks is if the client pay off their loan earlier. In this paper is described approach to determining the risk of early repayment of the loan. Also, the data set processing procedures are described. Acquainted with the XGBoost al­gorithm and all its features that take precedence over other machine learning algorithms.It is built an initial model for estimating the risk of premature loan repayment and a detailed description of the steps that need to be performed to set the XGBoost parameters to a value that will improve the accuracy of the model.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:168:869145
Study programmeTitle: Computing
Study programme type: university
Study level: undergraduate
Academic / professional title: sveučilišni/a prvostupnik/ prvostupnica (baccalaureus/baccalaurea) inženjer/inženjerka računarstva (sveučilišni/a prvostupnik/ prvostupnica (baccalaureus/baccalaurea) inženjer/inženjerka računarstva)
Type of resourceText
File originBorn digital
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Created on2020-01-07 20:38:02