The aim of the study is to explore condition of loan debtors, their perception about their own life after entering the loan relationship and the effect of credit debt on life standard, health and perception about their own future and to get by the method of observations the insight into situation of the participants who have been confronted with the eviction. The study was conducted on 6 participants, 5 of which have household loans denominated in Swiss francs. The data was colleceted individually, by a face to face interview and by observing the eviction of nine-family members. The findings of the study showed that the increase in exchange rate in Swiss franc increases the financial burden of the debtor, and the loan rate from one month to another becomes the source of financial problems and stress and leaves consequences on mental and physical health. Most respondents are faced with a significant decline in the standard of living and quality of life, and due to that they are consequentley subjected to stress and fear of the future. Analysis of the results obtained by the method of observing the evictions and interview with one family member shows that the eviction is stressful event for credit holder and his family. Evicted family is placed in the most vulnerable group of citizens with the only residental real estate under foreclosure, and the evicition caused the damage that cannot be compensated and that damage is manifasted in financial, health, emotional and economic consequences.