Sažetak | U suvremenom društvu, svakodnevno se rađaju nove poslovne inicijative. Njihov uspjeh varira, neke su inovativne i postaju uspješne, dok veći dio njih ne uspije pronaći svoj put do uspjeha. Pokretanje poduzeća zahtijeva ispunjenje različitih uvjeta, uključujući definiranje djelatnosti, ciljne skupine, partnerstava te analizu tržišta i okruženja. Ključna uloga u tom procesu pripada poduzetnicima s jasnom vizijom, upornošću i kvalitetnom poslovnom idejom. Unatoč inovativnoj ideji, ne postoji jamstvo za uspjeh, jer financijska sredstva, znanje i iskustvo također imaju presudnu ulogu. Na samom početku, poduzetnici se suočavaju s odabirom izvora financiranja. Odabir izvora financiranja temeljni je pokretač operativnosti i razvoja poduzeća, te bitno utječe na strukturu vlasništva i kontrolu nad poduzećem. Postoji raznolikost izvora financiranja, uključujući kredite, leasing, ulaganja poslovnih anđela, financiranje putem fondova rizičnog kapitala, skupno financiranje i druge opcije. Svaki od ovih načina financiranja ima određene rizike i potencijalne gubitke, koji se manifestiraju kroz kamate ili dijeljenje profita. Izabravši poslovnog anđela kao partnera u pokretanju poduzeća ili lansiranju proizvoda, preuzimaju se prethodno dogovorena pravila, što osigurava financijsku podršku poslovnog anđela te njegovo znanje i iskustvo. Unatoč određenim rizicima i dijeljenju profita, ovaj način financiranja donosi prednosti za obje strane. Analiza uloge poslovnih anđela bit će detaljno opisana u nastavku ovog rada koji tematizira ključnu ulogu poslovnih anđela u financiranju poduzeća i ideja te njihov značaj za inovacije i gospodarski razvoj. Kroz analizu startup ekosustava, uloge poslovnih anđela kao investitora, mentora i stručnjaka te njihove povezanosti i mreža, rad istražuje kako ovi investitori podržavaju razvoj novih inicijativa. Na primjerima poduzeća financiranih od strane poslovnih anđela, analizira se doprinos njihovih ulaganja inovacijama, rastu poduzeća i stvaranju novih poslovnih prilika. Kroz sve navedene aspekte, rad naglašava duboko ukorijenjenu ulogu poslovnih anđela u poticanju poduzetništva i razvoja ekonomije, istražujući kako njihova podrška doprinosi stvaranju dinamičnog i inovativnog poslovno-ekonomskog okruženja. |
Sažetak (engleski) | In contemporary society, new business initiatives are born every day. Their success varies, with some being innovative and becoming prosperous, while a larger portion struggles to find their path to success. Launching a company requires fulfilling various prerequisites, including defining activities, target audiences, partnerships, and analyzing the market and environment. The pivotal role in this process lies with entrepreneurs who possess a clear vision, determination, and high-quality business idea. Despite having an innovative concept, there is no guarantee of success, as financial resources, knowledge, and experience also play a crucial role. At the onset, entrepreneurs choose their source of funding. Selecting a funding source is a fundamental driver of operational viability and company growth, significantly influencing ownership structure and control. There exists a diversity of funding sources, including bank loans, leasing, investments from business angels, funding through venture capital funds, crowdfunding and other options. Each of these financing methods carries certain risks and potential losses, manifested through interest rates or profit sharing. By choosing a business angel as a partner in launching a business or introducing a product, predefined rules are adopted, securing financial support, knowledge, and experience from business angel. Despite certain risks and profit sharing, this financing method brings benefits to both parties. A further analysis of the role of business angels will be elaborated in the following sections of this paper, which explores the crucial role of business angels in financing companies and ideas, as well as their significance for innovation and economic development. Through an examination of the startup ecosystem, the role of business angels as investors, mentors, and experts, as well as their networks and connections, this paper investigates how these investors support the development of new initiatives. By analyzing examples of companies funded by business angels, it scrutinizes the contribution of their investments to innovation, company growth, and the creation of new business opportunities. Across all the aforementioned aspects, the paper underscores the deeply ingrained role of business angels in fostering entrepreneurship and economic development, exploring how their support contributes to creating a dynamic and innovative business-economic environment. |