Insurance is a contract between two parties, the insurance company and the insured, in which the insurance company agrees to insure the property, vehicles and others. At the request of the insurer, and on it undertakes in order to pay compensation. Ensuring there since the ancient times where merchants secured their vessels and goods of accidents along the way. Both before and today, insurance plays an important role in business and protect companies and individuals. The insurance market is where suppliers and buyers meet collateral, and the work market and insurance companies controlled by HANFA; Croatian Agency for Supervision of Financial Services. Two basic types of insurance are life and non-life insurance, where life relating to insurance of life of individuals while under non-life insurance includes property insurance, vehicles, boats, travel insurance, ETC. The insurance company is a financial institution that provide insurance services. It`s the nonbank society, and plays an important role in financial markets.